01 — What we do
Your experience mod is deciding what you pay.
WorkComp Solutions places workers’ compensation coverage and PEO arrangements for staffing agencies and other high-payroll employers. Premium is driven by three things: the class codes your payroll falls under, the rating bureau in your state, and your experience modification. We work all three.
Most brokers quote you and stop. The work that moves a premium happens before the quote — getting payroll classified correctly, catching reserve errors on open claims before they set your mod, and knowing which states treat a PEO arrangement differently enough to change the answer entirely.
02 — State rule lookup
Look up a state
Statutory rules for the states we write in, quoted from the issuing agency with the date each figure was read.
Choose a state to see its rating bureau, waiting period, benefit basis and statutory maximum.
Statutory rules only. Your rate depends on your class codes, payroll and experience modification, which no table can tell you.
Get your actual rate03 — Where we write
Where you operate changes the answer
Ohio has no private workers’ compensation market at all, which changes the entire PEO conversation. California pays temporary disability after three days where most states wait seven. These differences are the job.
| State | Rating bureau | Waiting period | Statutory maximum |
|---|---|---|---|
| California | Workers’ Compensation Insurance Rating Bureau of California (WCIRB) | 3 days | $1,764.11 per week |
| Texas | 7 days | $1,271.00 per week | |
| Florida | 7 days | $1,358.00 per week | |
| Georgia | 7 days | $800.00 per week | |
| North Carolina | $1,446.00 per week | ||
| Pennsylvania | Pennsylvania Compensation Rating Bureau (PCRB) | $1,394.00 per week | |
| Arizona | $6,131.00 maximum average monthly wage | ||
| Nevada | 5 days | ||
| Illinois | $2,045.63 per week | ||
| Ohio |
Blank cells are figures not yet verified against the issuing agency, not figures of zero. Every value shown is cited in section 05 below.
04 — Who we write
Industries we place
NAICS 5613
Staffing Agencies
NAICS 484
Transportation and Trucking
NAICS 493
Warehousing and Storage
NAICS 311
Food Manufacturing
NAICS 423
Wholesale Distribution
NAICS 236
Construction
05 — Sources
Where these numbers came from
Every statutory figure on this site is read off the issuing agency or rating bureau and carries the date it was read. Nothing is quoted from an aggregator.